Loan Document Packages
Unsure which loan document package you need?
Compare DossDocs packages for business purpose lending, broker investor loan documents, fix & flip, bridge, construction, seller financing, and more.
Compare DossDocs packages for business purpose lending, broker investor loan documents, fix & flip, bridge, construction, seller financing, and more.
DossDocs is a loan document generation company. Its documents were drafted by attorney Dennis H. Doss, a well-known figure in mortgage lending for nearly 50 years. Below you will find summaries of the loan document packages (workflows) offered by DossDocs. This should allow you to easily determine which loan document set would best meet your needs.
If you need additional guidance determining which package would meet your needs or need help in general, please contact info@dosslaw.com.
This workflow (questionnaire) will produce business purpose loan documents for real estate loans (not consumer), not construction (holdbacks are supported for fix and flip). The workflow will generate documents for up to 2 properties in the same or different states, 2 borrowers of any type, and 4 guarantors. Fixed or variable rates and credit lines and table funding (non-CA) are supported by this workflow. The workflow also generates state-required broker and lender disclosures owed to borrowers.
This loan document package begins with a comprehensive summary followed by Closing Instructions, state and federal disclosures (including the Mortgage Loan Disclosure Statement for California), Loan Agreement, Note, Security Instrument (with PUD, Condo and MERS), Guaranty, Environmental Indemnity (commercial only) Certificate of Business Purpose, Declaration of Non-Owner Occupancy (where appropriate), LLC Pledge, SNDA, Junior Lienholder Authorization, Corporate Resolutions, Trust Certificate, Arbitration Agreement, Compliance Agreement, Balloon Notice, Payment Letter, Anti-Money Laundering Agreement, Patriot Act form, ACH, W-9 and Holdback Agreement. A separate, limited Compliance Summary is also generated.
Users are also able to generate and send by Docusign® an Early Loan Disclosure Package separate from the final closing documents at no additional charge.
This workflow (questionnaire) will produce a California broker’s private investor disclosure and loan servicing arrangements on both newly funded loans and resold loans. It outputs separate packages for each of up to 10 investors.
This loan document package includes the following documents for up to 10 investors: Lender/Purchaser Disclosure Statement (RE 851A, RE851B or 851D for Multi-Property Cross Collateralization), Investor Questionnaire (RE 870), Standard Loan Sale and Servicing Agreement, W-9s, and if applicable the (RE 851D).
This workflow (questionnaire) will produce ground-up construction loan documents for a business purpose. It anticipates a draw and lien release form of disbursement process rather than a simple holdback. If you are doing a simple holdback, use the general business purpose workflow. The workflow supports fixed rates only, and supports interest reserves, prepaid interest, borrower contributions and other common construction features. This workflow is available for loans in the states of Arizona, California, Colorado, Florida, Georgia, Idaho, Illinois, Louisiana, Nevada, Oregon, South Carolina, Texas, Utah, Washington and Wisconsin.
This loan document package is similar to our Business Purpose Loan Documents, however it includes the capability to detail Construction Reserves, Construction Fund Holder information, General Contractor and Architect assignments, a draw form and construction deadlines.
This workflow (questionnaire) will produce consumer bridge loan documents that enable a borrower moving from California to establish a new home elsewhere before selling their existing California home. It supports a lien on the California home or the new home, or both. This is a fixed rate product.
The documents on consumer loans are broken into two phases. First is the Loan Estimate (“LE”) phase where the consumer receives the LE and related disclosures. After a cooling off period, the loan progresses to the final phase where the Closing Disclosure (“CD”) and final loan documents are generated. The application has the option of a lien on one or two properties. If there is a broker in the transaction, the application will output an Anti-Steering Disclosure.
This workflow (questionnaire) will produce seller financing loan documents also known as “carryback” loan documents which are intended for use by a seller taking back a note for a portion of the unpaid purchase price of a property. The workflow has the option of a regular note or an all-inclusive one that “wraps” an existing mortgage the buyer takes “subject to.” All 50 states are supported.
This document package includes a custom AITD rider, as well as full support for second-position wraparound structures. It’s built to document the seller’s position clearly and enforceably, while giving flexibility around rate, term, and payment structure.
This workflow (questionnaire) will produce a modification or extension of a business purpose real estate loan, typically in a non-default context (consider a forbearance agreement for that). It allows for extensions, new fees, change of terms and other user input changes. It has the option of a recordable Memorandum to impart record notice of any significant change to the loan.
This workflow (questionnaire) will produce an agreement when a loan that is in serious default, the forbearance agreement is the usual vehicle. It contains significant waivers and releases and allows any change in terms the user desires.
This workflow (questionnaire) will produce an agreement when you have closed a loan but need to adjust the first payment and/or maturity date.
This workflow (questionnaire) will produce loan documents between a Lender(s) and Borrower(s) to declare a default on a business purpose loan.
This workflow (questionnaire) will produce an agreement to prevent misunderstandings and promote candid discussions; a pre-negotiation agreement is common before loan workout discussions begin. The workflow outputs a cover letter and the pre-negotiation agreement itself, both in Microsoft Word.
This workflow (questionnaire) will produce a basic agreement between a senior and junior lender. The agreement is neutral in terms of who it favors.
This workflow (questionnaire) will produce a standard agreement whereby a junior lienholder subordinates its lien position on a property to a senior lender.
It is your responsibility to determine the following:
If you are unsure as to any of the above, then please click on the menu link above entitled “State Lawyers” to consult an attorney in your applicable state that is listed on our website.
We’ll point you to the right package.
